What you should know about Canadian Super Visa Insurance?
The Canadian “super visa” is a type of visitor visa that allows the parents or grandparents of Canadian
citizens or permanent residents to stay in Canada for up to two years at a time. To be eligible for a
super visa, applicants must meet certain requirements, including having private medical insurance that
covers them for at least one year while they are in Canada.
The medical insurance must meet certain minimum requirements as specified by Immigration,
Refugees and Citizenship Canada (IRCC), the government agency responsible for immigration to
Canada. The insurance must:
- Provide a minimum of $100,000 in coverage
- Include health care, hospitalization, and repatriation
- Be valid for at least one year from the date of entry to Canada
- Cover the applicant for the entire period of their stay in Canada
It is important to note that the medical insurance requirement applies to the applicant, not to their
family members who may also be travelling with them to Canada. The insurance must also be
purchased from a Canadian insurance company or a company that is authorized to sell insurance in
It is a good idea to carefully review the terms and conditions of any medical insurance policy before
purchasing it, to make sure it meets the requirements for a super visa and will provide the necessary
coverage for your stay in Canada. It is also a good idea to carry a copy of the insurance policy with
you when you travel to Canada, in case it is needed by immigration officials or medical professionals.
Advantages of choosing Super Visa Insurance
There are several benefits to having medical insurance for a super visa. These benefits include:
- Peace of mind: Having medical insurance can provide peace of mind for both the applicant
and their family members in Canada. It can provide financial protection in case of unexpected
medical expenses or emergencies, which can be especially important for those who are
travelling to Canada from a country with a different healthcare system.
- Compliance with visa requirements: As mentioned earlier, medical insurance is a requirement
for obtaining a super visa. Without it, the application may be denied.
- Access to healthcare: Medical insurance can allow the applicant to access healthcare services
in Canada, including hospitalization and medical treatment. This can be especially important
for those with pre-existing medical conditions or those who are travelling to Canada from a
country with a different healthcare system.
- Financial protection: Medical insurance can provide financial protection in case of
unexpected medical expenses or emergencies, which can be especially important for those
who are travelling to Canada from a country with a different healthcare system.
Is super visa insurance costly?
The cost of medical insurance for a super visa can vary depending on several factors, such as the age
of the applicant, the length of the stay in Canada, and the type and level of coverage desired. Some
insurance companies may offer discounts or special rates for super visa insurance.
It is a good idea to shop around and compare quotes from different insurance companies to find the
most affordable option that meets your needs. You should also note that the cost of medical treatment
in Canada can be expensive, especially for those who are not covered by a public healthcare plan.
Having medical insurance can provide financial protection in case of unexpected medical expenses or
emergencies, and can help to ensure that you have access to the necessary healthcare services while
you are in Canada.
We hope this blog has given you valuable insight into how Canadian Super Visa Insurance works. For
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